Table 3. Factors associated with Willingness to pay and amount willing to pay ($) among respondents in Seven Communities in East and West Africa (SevenCEWA), 2018.
| Factors | Willingness to Pay for health Insurance | Amount willing to pay for health insurance | |||||
|---|---|---|---|---|---|---|---|
| Not Willing n (%) |
Willing n (%) |
X2 /t-test | p-value | Mean (S.D) /correlation | t-test/F-test | p-value | |
| Age (years) mean (S.D) | 39.78 (15.01) | 40.34 (16.97) | -0.848 | 0.363 | -0.07 | - | 0.692 |
| Gender | |||||||
| Male | 271 (18.7) | 1179 (81.3) | 9.162 | 0.002 | 5.59 (16.40) | 2.386 | 0.017 |
| Female | 509 (22.9) | 1717 (77.1) | 4.24 (14.49) | ||||
| Marital Status | |||||||
| Married | 550 (21.1) | 2056 (78.9) | 3.072 | 0.381 | 5.11 (16.24) | 2.286 | 0.077 |
| Divorce | 46 (20.9) | 174 (79.1) | 3.22 (12.55) | ||||
| Widow | 64 (18.7) | 278 (81.3) | 3.05 (4.92) | ||||
| Single | 120 (23.6) | 388 (76.4) | 5.01 (11.69) | ||||
| Employment | |||||||
| Self employed | 425 (19.4) | 1769 (80.6) | 76.948 | <0.001 | 5.50 (17.66)* | 3.253 | 0.011 |
| Government | 48 (11.0) | 387 (39.0) | 3.11 (5.05)* | ||||
| Private | 41 (25.0) | 123 (75.0) | 3.40 (4.73)* | ||||
| Unemployment | 223 (31.1) | 494 (68.9) | 4.36 (10.85) | ||||
| Retired | 43 (25.9) | 123 (74.1) | 3.06 (6.18)* | ||||
| Education | |||||||
| No education | 138 (25.8) | 397 (74.2) | 8.299 | 0.016 | 6.75 (25.77)* | 5.099 | 0.006 |
| Primary/Secondary | 460 (20.8) | 1756 (79.2) | 4.25 (11.06)* | ||||
| Tertiary | 182 (19.7) | 743 (80.3) | 4.97 (13.73) | ||||
| General Health Perception | |||||||
| Good | 532 (20.7) | 2044 (79.3) | 1,653 | 0.199 | 4.86 (14.51) | 0.386 | 0.699 |
| Poor | 248 (22.5) | 852 (77.5) | 4.63 (15.38) | ||||
| Satisfaction with healthcare | |||||||
| Not satisfied | 143 (29.4) | 343 (70.6) | 22.555 | <0.001 | 5.45 (15.02) | ||
| Satisfied | 637 (20.0) | 2553 (80.0) | 4.71 (14.73) | 0.873 | 0.383 | ||
| Enrollment health insurance | |||||||
| Enrolled | 41 (11.6) | 311 (88.4) | 22.044 | <0.001 | 4.59 (8.50) | -0.041 | 0.968 |
| Not enrolled | 512 (17.3) | 2455 (82.7) | 4.62 (14.14) | ||||
| Household income ($) | 96.89 (2.39) | 106.81 (2.29) | -0.823 | 0.411 | 0.01 | - | 0.929 |
| Healthcare expenditure cost ($) | 17.36 (53.69) | 17.96 (45.69) | -0.286 | 0.775 | 0.03 | - | 0.106 |
* Significant combination at post hoc.