Table 4. Predictors of willingness to pay for health insurance scheme in Seven Communities in East and West Africa (SevenCEWA), 2018, (N = 1745).

Predictors	Adjusted Odd Ratio	95% CI		p-value
Age (year)	0.991	0.981	1.000	0.052
Male (Ref)
Female	0.684	0.509	0.920	0.012
Marital status
Married (Ref)
Divorced	1.272	0.609	2.657	0.522
Widowed	2.313	1.304	4.101	0.004
Single	0.323	0.212	0.493	<0.001
Employment
Self-employed (Ref)
Government	1.206	0.612	2.374	0.589
Private	1.117	0.525	2.378	0.773
Unemployed	0.537	0.340	0.850	0.008
Retired	0.728	0.413	1.282	0.272
Education
No education (Ref)
Primary /Secondary education	2.229	1.543	3.222	<0.001
College/University	1.538	0.956	2.473	0.076
Utilize other health facility (Ref)
Utilize Public facility	1.099	0.793	1.524	0.570
Not satisfied with healthcare (Ref)
Satisfied with healthcare	0.722	0.435	1.201	0.210
Good health (Ref)
Poor health	1.335	0.943	1.888	0.103
Not enroll in insurance (Ref)
Enroll in insurance	0.453	0.279	0.737	0.001
Cost of total health expenditure ($)	0.996	0.994	0.998	0.001
Household income ($)	1.000	0.999	1.000	0.574