Table 2.

AVEs and correlation coefficients of constructs.

	1	2	3	4	5	6	7	8
1.Performance expectations	0.76
2. Effort expectancy	0.65	0.79
3. Social influence	0.68	0.73	0.76
4. Perceived risk	0.39	0.45	0.53	0.82
5. Perceived advantage	0.69	0.64	0.72	−0.42	0.75
6. Trust	0.64	0.57	0.67	−0.49	0.57	0.79
7. Behavioral intention	0.71	0.68	0.69	−0.39	0.72	0.58	0.82
8. Use behavior	0.55	0.69	0.68	−0.42	0.71	0.61	0.79	0.81

Diagonal figures are square root of AVE. *p, 0.05; **p, 0.01; ***p, 0.001.