Table 6.

Regressions results.

	Inflation	Simple Int.	Compound Int.	Risk	Right Answers
Intercept
Male	0.63	0.65	−0.94	0.47	0.09
	[8.49]***	[7.86]***	[-15.64]***	[8.85]***	[2.82]**
Female	0.53	0.11	−0.97	0.38	−0.06
	[7.23]***	[1.32]	[-16.57]***	[7.23]***	[-2.07]*
Wald test	4.72**	120.10***	0.41 (n.s.)	4.73**	60.15***
Slope
Age (male)	0.28	0.29	0.16	−0.08	0.11
	[5.32]***	[4.95]***	[3.95]***	[-1.90]	[6.17]***
Age (female)	0.07	0.18	0.02	0.02	0.05
	[2.10]*	[4.57]***	[0.51]	[0.52]	[4.08]***
Wald test	13.37***	2.76*	9.07***	–	6.82***
Control variables (respondent level)
Amusing presentation	0.07	0.09	0.04	0.01	0.04
	[2.18]*	[2.23]*	[1.17]	[0.32]	[2.83]**
Self-perceived level	0.11	0.08	0.03	0.06	0.05
	[3.39]***	[2.28]*	[0.73]	[1.78]	[3.48]***
Course evaluation	0.03	0.09	0.00	0.04	0.03
	[0.83]	[2.46]*	[-0.04]	[1.21]	[2.23]*
Previous studies	0.14	0.16	0.00	0.06	0.07
	[3.41]***	[3.51]***	[-0.01]	[1.77]	[4.83]***
Random effects:
Constant	0.68	0.88	0.35	0.27	−2.22
	[6.75]***	[7.13]***	[6.08]***	[5.98]***	[-14.93]***
Amusing presentation	0.04	0.10	0.03	0.04	−2.00
	[2.34]*	[3.20]**	[1.75]	[2.55]*	[-18.14]***
Self-perceived level	0.05	0.10	0.10	0.06	−2.40
	[3.05]**	[3.86]***	[4.00]***	[3.48]***	[-12.60]***
Course evaluation	0.06	0.07	0.08	0.05	−2.27
	[2.98]**	[3.09]**	[3.10]**	[2.84]**	[-14.18]***
Previous Studies	0.10	0.11	0.04	0.03	−1.06
	[3.42]***	[3.62]***	[2.32]*	[2.25]*	[-16.14]***
Error					−0.11
					[-14.25]***
Conditional Intra					0.13
Class Correlation					[8.70]***
Wald Chi2					159.28***

[t-statistic in brackets]. *: p < 0.1; **: p < 0.05; ***: p < 0.01.