Table 3.
Mean annual OOP payments (KES) by income quintiles, NHIF enrolment, NCD status and county*
| Outpatient (SE) | Routine care (SE) | Inpatient (SE) | Total Healthcare costs (SE) | Transport (SE) | Overall (Healthcare + Transport) (SE) | |
|---|---|---|---|---|---|---|
| Wealth quintile | ||||||
| Quintile 1 (poorest) | 29,757 (4,166) | 18,442 (3,467) | 13,294 (3,435) | 38,962 (4,495) | 9,583 (1,733) | 46,439 (5,060) |
| Quintile 2 | 33,397 (3,603) | 11,978 (1,776) | 10,453 (2,875) | 38,441 (3,624) | 9,293 (885) | 46,143 (3,996) |
| Quintile 3 | 33,291 (4,511) | 13,842 (2,679) | 24,197 (10,782) | 45,330 (6,162) | 9,184 (1,267) | 53,418 (6,790) |
| Quintile 4 | 40,597 (7,817) | 13,811 (2,436) | 39,537 (13,122) | 57,689 (10,757) | 10,687 (1,459) | 66,574 (10,687) |
| Quintile 5 (richest) | 60,999 (15,328) | 28,976 (10,044) | 43,690 (19,064) | 80,656 (16,683) | 10,894 (1,321) | 86,806 (16,076) |
| NHIF enrolment (Wave 1 to 4) | ||||||
| Active NHIF | 33,803 (7,660) | 12,587 (4,236) | 42,769 (22,847) | 42,503 (8,752) | 11,886 (2,234) | 49,077 (8,323) |
| No NHIF (Inactive + No NHIF) | 44,865 (11,221) | 8,706 (1.712) | 9,754 (2,256) | 48,796 (10,846) | 12,999 (3,096) | 58,345 (11,341) |
| Partial NHIF† | 39,434 (4,266) | 18,883 (2,749) | 27,096 (5,816) | 53,576 (5,052) | 9,210 (552) | 61,368 (5,096) |
| NCD status | ||||||
| Comorbid | 45,421 (7,351) | 15,135 (2,050) | 30,560 (8,511) | 58,263 (7,865) | 9,688 (812) | 66,095 (7,920) |
| Diabetes | 30,413 (3,212) | 24,478 (8,247) | 14,183 (6,452) | 41,823 (6,070) | 9,564 (1,197) | 49,235 (6,375) |
| Hypertension | 36,501 (4,592) | 17,690 (4,048) | 26,171 (7,920) | 49,075 (6,002) | 10,316 (1,108) | 57,030 (5,975) |
| County | ||||||
| Busia | 36,596 (3,856) | 14,878 (1,867) | 19,516 (4,849) | 46,538 (4,374) | 10,874 (1,071) | 55,070 (4,593) |
| Trans Nzoia | 42,677 (6,444) | 20,563 (4,504) | 34,075 (9,305) | 57,915 (7,521) | 8,880 (482) | 64,920 (7,430) |
| Total | 39,524 (3,690) | 17,626 (2,383) | 26,210 (5,028) | 52,013 (4,274) | 9,922 (606) | 59,766 (4,281) |
*Only households reporting OOP payments for care-seeking events
† Includes households that changed from active to inactive/no NHIF enrolment or vice versa over one year