. 2023 May 20;9(6):e16418. doi: 10.1016/j.heliyon.2023.e16418

Table 2.

Initial convergent validation of standardized factor loadings.

Construct	Item	Standardized factor loadings	Average of standardized factor loadings
Attitude	AE1	0.883	0.858
	AE2	0.841
	AE3	0.851
Perceived trust	PTE1	0.807	0.801
	PTE2	0.790
	PTE3	0.806
Perceived control	PCE1	0.683	0.815
	PCE2	0.880
	PCE3	0.883
Perceived ease of use	PEUE1	0.791	0.808
	PEUE2	0.829
	PEUE3	0.804
Innovativeness	INE1	0.794	0.742
	INE2	0.791
	INE3	0.642
Usage intention	UIE1	0.899	0.878
	UIE2	0.866
	UIE3	0.870
Subjective norm	SN1	0.839	0.839
Subjective norm	SN2	0.839	0.839
Perceived security	PSE1	0.481	0.712
	PSE2	0.800
	PSE3	0.856
Perceived usefulness	PUE1	0.682	0.751
	PUE2	0.753
	PUE3	0.771
	PUE4	0.798