Table 1.

Dimensions and indicators of the financial resilience index.

Dimension	Indicator	Financially resilient …	Weight	Reference
Economic Resources	Savings	If a household's savings can cover the value of 3 months' expenditure	1/16	(McKnight & Rucci, 2020; Salignac et al., 2019)
	Debt Burden/Management	If a household can manage at least 70% of its debt using the debt-to-asset ratio measure	1/16	(Albacete & Lindner, 2013; Bankowska et al., 2015; McKnight & Rucci, 2020)
	Meet Living Expenses	If a household's income directly equals its expenditure based on the expenditure-income ratio	1/16	(Nguyen et al., 2019; Sabelhaus & Groen, 2000)
	Household Per Capita Income	If a household's income meets the national per capita income	1/16	Salignac et al. (2019)
Financial Resources	Access to Bank Account	If a household has a bank account	1/16	(Bharadwaj et al., 2019; Kass-Hanna et al., 2022; Salignac et al., 2019)
	Access to Financial Products	If a household has access to financial products, including credit facilities	1/16
	Access to Insurance	If a household has access to any insurance coverage	1/16
	Access to Credit Card	If a household has access to and uses credit cards	1/16
Financial Knowledge and Behavior	Financially Literate	If a household successfully answers at least 3 out of 4 questions about financial knowledge and behavior	1/4	(Kass-Hanna et al., 2022; Salignac et al., 2019; Xiao & Porto, 2017)
Social Capital	Support from social networks	If a household receives support from their social networks (family, friends, employer)	1/8	(Salignac et al., 2019; Tachibana et al., 2019)
	Support from the community and government	If a household receives support from its community and government	1/8

Source: Adapted from Salignac et al. (2019).