Table 6.

Convergent validity and discriminant validity of constructs (Fornell-Larcker criterion).

Construct	PRa	PBb	SWc	ICd	PCe	MBf	MMg	PEGRh	TRi	AVEj	CRk
PR	0.770 l	—m	—	—	—	—	—	—	—	0.592	0.813
PB	–0.317	0.783	—	—	—	—	—	—	—	0.612	0.887
SW	–0.130	0.679	0.769	—	—	—	—	—	—	0.591	0.742
IC	–0.565	0.628	0.379	0.768	—	—	—	—	—	0.590	0.812
PC	0.440	–0.459	–0.266	–0.531	0.786	—	—	—	—	0.618	0.762
MB	–0.126	0.345	0.402	0.090	–0.138	0.760	—	—	—	0.578	0.844
MM	–0.220	0.705	0.690	0.430	–0.344	0.420	0.783	—	—	0.612	0.759
PEGR	–0.102	0.576	0.540	0.366	–0.300	0.366	0.531	0.808	—	0.654	0.850
TR	–0.316	0.657	0.492	0.597	–0.414	0.173	0.488	0.596	0.783	0.613	0.760

^aPR: perceived risk.

^bPB: perceived benefit.

^cSW: sharing willingness.

^dIC: information control.

^ePC: privacy concern.

^fMB: monetary benefit.

^gMM: moral motive.

^hPEGR: perceived effectiveness of government regulation.

ⁱTR: trust.

^jAVE: average variance extracted.

^kCR: composite reliability.

^lThe diagonal italicized numbers are the square root of the average variance extracted for each construct.

^mNot applicable.