Table 1.

Model performance of all models applied to the hold-out and application samples (* Balanced Accuracy).

	AM model	AM+cr model	ATM model	AM+cr model
Model performance for the AM hold-out sample
Recall:	0.9503	0.7329	0.8820	0.8571
Specificity:	0.9876	0.5031	0.8509	0.8571
F1:	0.9684	0.6574	0.8685	0.8571
BA*:	0.9689	0.6180	0.8665	0.8571
Model performance for the ATM hold-out sample
Recall:	0.7453	0.8323	0.9255	0.9193
Specificity:	0.8385	0.6273	0.9255	0.9317
F1:	0.7818	0.7549	0.9255	0.9250
BA*:	0.7919	0.7298	0.9255	0.9255
Model performance for sample A
Recall:	0.9474	0.7895	1	0.9474
Specificity:	0.8276	0.7241	0.8276	0.8448
F1:	0.8926	0.7627	0.9194	0.9000
BA*:	0.8875	0.7568	0.9138	0.8961
Model performance for sample B
Recall:	0.8889	0.8333	0.9722	0.8889
Specificity:	0.9608	0.5882	0.9020	0.9020
F1:	0.9143	0.6897	0.9211	0.8767
BA*:	0.9248	0.7108	0.9371	0.8954

Model performance of all models applied to the hold-out and application samples.