Table 6.

Estimation results at different bandwidths

	Panel A		Panel B		Panel C
	Discretionary OTC drug purchase		Inpatient		Outpatient
Pension	0.28673*	0.17292*	0.10006	0.07948	0.11012	0.09868
	(0.14995)	(0.09106)	(0.08782)	(0.06601)	(0.10165)	(0.06991)
95% CI	[-0.007,0.580]	[-0.005,0.351]	[-0.072,0.272]	[-0.049,0.208]	[-0.089,0.303]	[-0.038,0.235]
Bandwidth	2.861; 2.380	4	2.688; 3.904	4	2.867; 2.930	4
Observations	663;788	862;1379	645;1349	862;1379	663;1019	862;1379

Robust criteria errors for clustering to the individual level are reported in parentheses, *p < 0.1, **p < 0.05, ***p < 0.01