Table 3.

Health insurance coverage, out-of-pocket expenditure (OOPE), and catastrophic health expenditure (CHE-10) among individuals with mental disorders in India

	Insurance coverage (%) (n = 374)	OOPE during hospitalization in INR (n = 374)		OOPE during Out-patient care in INR (n = 283)		CHE-10 during hospitalization (%) (n = 304)
		Public	Private	Public	Private	Public	Private
Total	23.5	7947	37,152	544	2358	30.8	82.5
Age group (years)
0–14	12.8	6975	29,035	544	2463	30.8	82.4
15–29	27.8	8603	32,550	306	1051	41.0	71.1
30–44	23.9	10,712	35,166	378	1244	48.3	76.1
45–59	24.3	4881	37,330	650	1220	20.9	77.7
60+	35.0	6027	50,323	844	854	1.1	78.9
Place of Residence
Rural	21.5	8162	30,314	420	3903	39.2	86.8
Urban	29.1	7631	46,839	752	980	10.7	67.0
Gender
Male	21.5	8964	34,298	636	3047	33.5	82.4
Female	29.1	6067	41,539	366	1111	27.1	82.3
Marital Status
Never Married/ divorced/	21.0	7673	27,403	387	4190	29.5	91.9
Currently married	22.7	8867	43,152	754	1189	32.6	74.8
Widowed	27.2	4017	21,968	438	890	27.0	52.5
Social Groups
ST	18.5	5039	33,854	201	399	28.6	80.8
SC	27.4	6901	32,825	1094	930	28.2	63.1
OBC	23.6	6616	40,345	343	4437	32.9	85.3
General	21.9	11,293	35,433	970	1350	30.1	83.7
Education
Illiterate	27.4	6551	24,497	427	1302	30.4	91.1
Up to primary	4.8	6742	57,849	372	5526	30.3	90.5
Up to secondary	21.6	9557	30,249	586	1088	16.8	64.9
Above Secondary	39.2	9910	45,533	1082	1347	55.9	81.1
Household occupation
Self-employed	15.4	10,273	45,791	456	3956	34.8	84.6
Regular Wages	29.3	4777	25,744	642	560	19.6	70.6
Casual Labourer	25.1	5981	26,760	430	1603	39.9	85.5
Economic quintile
Poorest	3.4	12,798	59,502	609	1094	40.7	95.7
Poor	14.6	5837	38,767	709	815	55.7	94.9
Middle	21.1	3785	28,316	757	6405	3.6	81.6
Rich	41.5	6280	26,633	234	1098	23.0	74.3
Richest	35.7	9591	35,036	445	1483	37.5	58.1

Source: Authors’ computation from unit records of NSSO 75th Round 2017-18