Table 9.
Estimation of the standard deviation-Model Summary (Independent Variable-financial literacy) Theoretical Form of the Model, Users' adoption behaviour = a + b Financial literacy Regression Model Summaryb 4.
| Model | R | R Square | Adjusted R Square | Std. Error of the Estimate | F Change | Significance F |
|---|---|---|---|---|---|---|
| 4 | 0.149 | 0.022 | 0.020 | 0.452 | 9.700 | .001 |
a. Predictors: (Constant), Financial literacy.
Dependent Variable: Users' adoption behaviour.