Table 2.

Scale reliabilities.

Construct	Items	Mean	St. Dev.	Factor Loading	Cronbach's Alpha	CR	AVE
Continuance Intention	COI1	5.131	1.199	0.946	0.927	0.954	0.873
	COI2	4.667	1.300	0.911
	COI3	5.089	1.171	0.946
ICT Skill	ISK1	4.464	1.304	0.946	0.939	0.961	0.892
	ISK2	4.295	1.298	0.956
	ISK3	4.224	1.258	0.931
ICT Infrastructure	IFR1	4.705	1.245	0.934	0.911	0.944	0.849
	IFR2	4.759	1.231	0.936
	IFR3	4.713	1.233	0.893
Perceived Usefulness	PUS1	4.848	1.373	0.946	0.945	0.965	0.901
	PUS2	4.848	1.332	0.957
	PUS3	4.684	1.404	0.944
Perceived Ease of Use	PEOU1	3.688	1.391	0.882	0.837	0.902	0.754
	PEOU2	4.236	1.436	0.882
	PEOU3	3.654	1.466	0.840
System Quality	SYQ1	4.688	1.304	0.884	0.804	0.884	0.719
	SYQ2	4.291	1.373	0.882
	SYQ3	4.430	1.293	0.773
Information Quality	INQ1	4.498	1.101	0.815	0.845	0.907	0.765
	INQ2	4.869	1.294	0.886
	INQ3	4.684	1.288	0.919
Top Management Support	TMS1	5.025	1.337	0.941	0.932	0.956	0.880
	TMS2	4.869	1.339	0.921
	TMS3	4.983	1.312	0.951
Service Quality	SEQ1	4.527	1.069	0.863	0.882	0.927	0.810
	SEQ2	4.620	1.098	0.916
	SEQ3	4.506	1.168	0.920