Table 2.

Demonstration of FL, $\mathrm{\alpha }$ , CR, AVE and VIF.

Latent constructs	Items	FL	$\mathbf{\alpha }$	CR	AVE	VIF
Artificial Intelligence (AI)			0.941	0.953	0.772
	AI 1	0.851				2.687
	AI 2	0.887				3.333
	AI 3	0.900				2.443
	AI 4	0.852				1.912
	AI 5	0.894				3.145
	AI 6	0.885				2.756
Personal Innovativeness (PINN)			0.953	0.964	0.843
	PINN 1	0.898				2.766
	PINN 2	0.941				3.295
	PINN 3	0.896				3.145
	PINN 4	0.946				1.422
	PINN 5	0.909				2.297
HR Functions (HRF)			0.873	0.907	0.665
	HRF 1	0.709				2.511
	HRF 2	0.826				2.090
	HRF 3	0.881				2.317
	HRF 4	0.833				1.977
	HRF 5	0.817				2.581
Technological Awareness (TA)			0.938	0.953	0.803
	TA 1	0.916				2.406
	TA 2	0.920				3.168
	TA 3	0.914				2.050
	TA 4	0.861				2.257
	TA 5	0.847				2.934
Social Media Influence (SMI)			0.935	0.951	0.793
	SMI 1	0.887				2.511
	SMI 2	0.909				1.678
	SMI 3	0.897				2.563
	SMI 4	0.912				1.851
	SMI 5	0.847				2.651
Perceived Risk (PR)			0.861	0.898	0.641
	PR 1	0.782				2.511
	PR 2	0.827				1.678
	PR 3	0.802				2.563
	PR 4	0.872				3.851
	PR 5	0.709				2.651

Note(s): FL = Factor loadings, VIF = Variance inflation factor, CR = Composite reliability, AVE = Average variance extracted, α = Cronbach's alpha.