Table 4.
Determinants of willingness to pay for the community-based health insurance, Gombora District, southern Ethiopia, 2020
| Variables | Willingness to pay | COR (95% CI) | AOR (95% CI) | |
|---|---|---|---|---|
| Yes | No | |||
| Wealth index | ||||
| Poor | 107 (79.3%) | 28 (20.7%) | 1 | 1 |
| Middle | 97 (72.4%) | 37 (27.6%) | 1.19 (0.69, 2.06) | 1.14 (0.61, 2.13) |
| Rich | 69 (50.0%) | 69 (50.0%) | 2.99 (1.78, 5.03) | 2.78 (1.54, 5.03) * |
| Health status | ||||
| Poor | 26 (50.0%) | 26 (50.0%) | 2.81 (1.49, 5.31) | 1.92 (0.94, 3.91) |
| Medium | 112 (65.1%) | 60 (34.9%) | 1.51 (0.96, 2.37) | 1.15 (0.69, 1.92) |
| Good | 135 (73.8%) | 48 (26.2%) | 1 | 1 |
| Education | ||||
| No formal education | 60 (74.1% | 21 (25.9%) | 1 | 1 |
| Read and write only | 53 (54.1%) | 45 (45.9%) | 2.43 (1.28, 4.58) | 2.90 (1.39, 6.05) * |
| Primary education | 80 (67.2%) | 39 (32.8%) | 1.39 (0.74, 2.61) | 1.48 (0.73, 2.98) |
| Secondary and above | 80 (73.4%) | 29 (26.6%) | 1.04 (0.54, 1.99) | 0.91 (0.44, 1.89) |
| Family size | ||||
| ≤ 5 members | 163 (62.7%) | 97 (37.3%) | 1 | 1 |
| > 5 members | 110 (74.8%) | 37 (25.2%) | 1.77 (1.13, 2.77) | 1.76 (1.06, 2.92) * |
| Iddir participation | ||||
| < 2 iddir | 101 (80.8%) | 24 (19.2%) | 2.66 (1.60, 4.42) | 2.83 (1.61, 4.96) * |
| ≥ 2 iddir | 166 (61.3%) | 105 (38.7%) | 1 | 1 |
| Occupation | ||||
| Farmer | 186 (66.9%) | 92 (33.1%) | 1 | 1 |
| Housewife | 34 (61.8%) | 21 (38.2%) | 1.25 (0.69, 2.27) | 1.04 (0.51, 2.13) |
| Merchant | 53 (71.6%) | 21 (28.4%) | 0.80 (0.46, 1.41) | 1.27 (0.48, 3.34) |
| Chronic illness | ||||
| Household with chronic illness | 171 (72.5%) | 65 (27.5%) | 1.78 (1.17, 2.70) | 1.94 (1.21, 3.12) * |
| Household without Chronic illness | 102 (59.6%) | 69 (40.4%) | 1 | 1 |
NB: 1-Reference category, *-statistically significant at p-value ≤ 0.05, COR-Crude Odds Ratio, AOR-Adjusted Odds Ratio