Table 2.
The DL, FL, and DFL variables were summarized in previous studies to determine their relationship in behavior change theory and technology acceptance models.
| Behavior Change Theory |
Acceptance Model |
||||||
|---|---|---|---|---|---|---|---|
| Literacy areas | Social Cognitive Theory (SCT) | Health Belief Model (HBM) | I-change Model | Transtheoretical Model (TTM) | Theory of Planned Behavior (TPB) | The technology of Acceptance Model (TAM) | Unified Technology of Acceptance and Use of Technology (UTAUT) |
| 1. Digital Literacy | – | * | * | * | – | * | * |
| 2. Financial Literacy | – | – | * | – | – | – | * |
| 3. Digital Financial Literacy | * | * | * | * | * | – | – |
Source: Author Own (2023)