Table 1.
Census tract-level descriptive characteristics by credit insecurity tier, 2020
| Variable (mean) | All | Credit-assured (< 19) | Credit-likely (19–23) | Credit mid-tier (24–28) | Credit-at-risk (29–35) | Credit-insecure (36 +) | Missing |
|---|---|---|---|---|---|---|---|
| CII score | 25.0 | 11.4 | 21.4 | 26.4 | 32.3 | 46.3 | NA |
| Median income | $33,683 | $44,005 | $34,318 | $31,287 | $28,093 | $22,320 | $21,133 |
| % less than high school education | 14.4% | 7.8% | 12.7% | 15.2% | 18.0% | 23.1% | 20.4% |
| % below poverty level | 16.9% | 8.6% | 13.3% | 16.2% | 19.7% | 27.9% | 34.2% |
| % unemployed | 6.4% | 4.3% | 5.4% | 6.1% | 6.9% | 9.0% | 12.1% |
| % Non-Hispanic Black | 18.4% | 7.4% | 13.6% | 18.4% | 22.9% | 31.5% | 44.0% |
| % Hispanic | 24.0% | 16.8% | 24.9% | 27.8% | 30.2% | 32.7% | 18.0% |
| % Non-Hispanic White | 46.5% | 61.8% | 49.8% | 43.2% | 37.1% | 28.1% | 30.7% |
| Population size | 4542 | 4990 | 4749 | 4593 | 4524 | 4337 | 1689 |
| % < age 18 | 22.1% | 21.3% | 21.5% | 22.1% | 22.8% | 23.7% | 21.8% |
| % ages 18–24 | 10.2% | 7.4% | 9.1% | 9.6% | 10.5% | 14.3% | 17.1% |
| % ages 25–59 | 47.8% | 48.6% | 49.1% | 49.0% | 48.4% | 45.9% | 43.4% |
| % ages 60 + | 19.9% | 22.7% | 20.3% | 19.3% | 18.4% | 16.1% | 17.8% |
| Prevalence of frequent mental distress | 15.4% | 13.4% | 14.9% | 15.5% | 16.2% | 17.9% | 18.6% |
| N tracts | 32,004 | 12,467 | 3,596 | 3,269 | 3,976 | 6,939 | 1,757 |