Table 3.

Estimates of multivariate probit model of the determinants of uptake of digital agricultural solutions.

Variable	Market solutions	Financial Solutions	Inputs solutions	Access to extension
Age	−0.024	0.127	−0.482***	−0.059
	(0.205)	(0.435)	(0.186)	(0.191)
Ln (wages)	−0.005	−0.091	−0.004	0.096***
	(0.027)	(0.057)	(0.024)	(0.026)
Migratory Status (Migrant)	−0.044	0.010	−0.692***	−0.708***
	(0.108)	(0.196)	(0.099)	(0.106)
Household head (Yes)	0.003	−0.251	0.026	−0.138
	(0.160)	(0.264)	(0.151)	(0.168)
Ln (schooling years)	0.257	−0.231	0.268	0.260
	(0.189)	(0.266)	(0.176)	(0.181)
Ln (farm size)	−0.118	0.608***	−0.544***	−1.045***
	(0.074)	(0.126)	(0.070)	(0.080)
Gender (Male)	0.036	−0.254	0.055	0.300*
	(0.145)	(0.248)	(0.138)	(0.158)
Ln (income)	0.252**	0.465***	0.663***	0.719***
	(0.110)	(0.178)	(0.099)	(0.111)
Credit access (Yes)	1.388***	−0.938***	0.459***	1.218***
	(0.134)	(0.265)	(0.138)	(0.148)
Group membership (Yes)	0.582***	0.926**	0.112	0.362***
	(0.133)	(0.411)	(0.132)	(0.148)
Extension access (Yes)	0.191	−0.029	−0.377***	−0.754***
	(0.119)	(0.215)	(0.117)	(0.132)
Training (Yes)	0.647***	1.301***	0.937***	0.429***
	(0.138)	(0.453)	(0.136)	(0.152)
Marital status (Married)	0.120	−0.043	0.551***	0.321**
	(0.147)	(0.285)	(0.140)	(0.146)
Constant	−3.587***	−6.564***	−3.873***	−5.354***
	(0.185)	(2.045)	(0.965)	(1.059)
Observations: 1199	Likelihood ratio test: Wald χ2 (52): 1173.86	Log-likelihood: −1398.0633	AIC = 2920.127	BIC = 3235.66

Notes: *, **, and *** represent statistical significance at 10 %, 5 %, and 1 % levels, respectively. US$ 1 = GHS 10 at the time of the study.