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. 2023 Dec 2;10(1):e22850. doi: 10.1016/j.heliyon.2023.e22850

Table 2.

Credit business operation indicator system of listed banks.

Stage Indicator Classification Indicator Name Indicator Description
Capital Accumulation Input Indicators Savings Absorption Billion yuan
Cash and Deposits with Central Banks Billion yuan
Share Capital Billion yuan
Intermediate Variables Capital Adequacy Ratio %
Core Capital Adequacy Ratio %
Loan Disbursement Input Indicators Non-performing Loan Provision Coverage Ratio %
Deposit to Loan Ratio The ratio of total loans to total deposits
Intermediate Variables Total Loans Billion yuan
Profit Creation Input Indicators Increase in Customer Loans and Advances Billion yuan
Output Indicators Net Interest Income Billion yuan