Table 3.

Variable descriptive statistics.

	Mean	Std.	Min.	Max.
Medical insurance	0.9213	0.26931	0	1
Social medical insurance	0.9193	0.2724	0	1
Health risk	0.5018	0.4999	0	1
Commercial medical insurance	0.0281	0.1652	0	1
Risky financial assets	0.4221	0.4939	0	1
Risky assets ratio	0.0970	0.2327	0	1
Number	4.2720	1.7761	1	20
Household health risks	2.1279	1.8423	0	19
Education	7.7086	5.3196	0	22
Age	43.0712	21.7826	5	119
Medical expenses	8,758.143	30,280.65	0	2,834,481
Gender	0.4921	0.4999	0	1
Social pension insurance	1.4528	1.4644	0	5
Ln_total income	10.3212	3.1699	−15.51902	16.31057
Rural	0.3762	0.4844	0	1