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. 2023 Dec 12;10(1):e23457. doi: 10.1016/j.heliyon.2023.e23457

Table 2.

Exploratory factor analysis outcome of facilitating factors (FC = facilitating condition, Com. = compatibility, PBC = perceived behavioural control).

Sl.
Nr.
Observed Variables Factor Loadings
FC Com. PBC
1. A specific person (or group) is available for assistance with Fintech. 0.842
2. Specialized instruction concerning Fintech was available to me. 0.836
3. Guidance was available to me in the selection of the Fintech system. 0.745
4. Using the Fintech system is compatible with all aspects of my work. 0.850
5. I think that using the Fintech system fits well with the way I like to work. 0.849
6. Using the Fintech system fits into my work style. 0.758
7. I have the necessary resources to use Fintech. −0.844
8. I have control over using the Fintech system. −0.791
9. I have the knowledge necessary to use Fintech. −0.732
KMO score 0.747
Bartlett's test of sphericity: approximate Chi-square (χ2) 743.752 (p < 0.000)
Degrees of freedom (d.f.) 36
Total variance explained (%) 68.89
Cronbach's Alpha (α) (n = 9) 0.796