Table 7.

IRF estimates of SMM.

Years	SMM	FINTECH	ISMT	GSFTM	ENVCOMP	SLO	TIR
2023	0.169	0	0	0	0	0	0
2024	0.158	−0.002	−0.003	−0.002	−0.002	−0.003	0.001
2025	0.137	−0.0002	−0.005	−0.001	−0.006	−0.009	0.005
2026	0.118	0.0008	−0.006	−0.0004	−0.009	−0.013	0.007
2027	0.103	0.002	−0.006	0.0006	−0.010	−0.014	0.008
2028	0.091	0.003	−0.005	0.001	−0.011	−0.014	0.009
2029	0.081	0.004	−0.004	0.002	−0.011	−0.013	0.010
2030	0.072	0.005	−0.003	0.003	−0.011	−0.012	0.010
2031	0.064	0.005	−0.002	0.003	−0.011	−0.010	0.010
2032	0.058	0.006	−0.001	0.004	−0.010	−0.009	0.010

Source: Author's estimate