Cumulative incidence risk probability of patients in the test set during the study period for (a) intracranial hemorrhage, (b) composite of dementia, (c) ischemic stroke, and (d) depression. The low, medium and high-risk cumulative probabilities are presented in dotted and continuous lines for the Aalen-Johansen estimator and the cox proportional hazards model with competing risk (CoxPH), respectively. The medium cumulative risk corresponds to the cumulative average risk probability.