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. 2023 May 11;32(3):286–294. doi: 10.1038/s41431-023-01373-1

Table 2.

Awareness of moratorium and opinions about regulation.

Question Answer options % n

Do you know whether Australian life insurance companies are legally allowed to use applicants’ genetic test results to decline an application, restrict cover or increase the cost of premiums?

(n = 348)

They are allowed to 17.1 60
They are not allowed to 9.2 32
I am unsure 73.6 256

[after the moratorium agreement is described]

Have you heard about this agreement (called a moratorium)?

(n = 340)

No 84.1 286
Yes, I heard about this through the team that organised my genetic test 5.0 17
Yes, I heard about this elsewhere 10.9 37

[if yes], To what extent did the agreement described above (the moratorium) influence your decision whether to have a genetic test?

(n = 54)

It did not have any influence 77.8 42
It had moderate influence 9.3 5
It had significant influence 13.0 7

Do you think life insurance companies should be allowed to use applicants’ genetic test results to decline an application, restrict cover or increase the cost of premiums?

(n = 350)

Yes 4.0 14
No 82.3 288
Unsure 13.7 48

In your opinion, what amount of life insurance cover (death cover) should applicants be allowed to apply for without having to disclose their genetic results?

(n = 341)

No cover 0.9 3
$250,000 3.2 11
$500,000 11.7 40
$1,000,000 17.9 61
Unlimited cover 42.5 145
Unsure 23.8 81

How much do you agree/disagree with the following statement?

The Australian government should introduce legislation (which is made and enforced by government) to regulate life insurers’ use of genetic test results

(n = 340)

Strongly agree 62.4 212
Agree 25.3 86
Neither agree nor disagree 5.6 19
Disagree 1.2 4
Strongly disagree 1.5 5
Can’t choose 4.1 14