Table 3.

Reliability and convergent Validity.

Construct	Items	Loadings	CR	AVE
Digital Divide	DD10	0.784	0.874	0.501
	DD3	0.624
	DD4	0.613
	DD5	0.674
	DD6	0.765
	DD7	0.817
	DD8	0.65
Metaculture	MC1	0.752	0.883	0.557
	MC2	0.742
	MC3	0.808
	MC4	0.744
	MC6	0.757
	MC7	0.67
Metaverse in Healthcare	MV2	0.765	0.8	0.573
	MV3	0.684
	MV4	0.815
Perceived Ease of Use	PEU1	0.71	0.807	0.511
	PEU2	0.711
	PEU3	0.676
	PEU4	0.76
Perceived Usefulness	PU1	0.837	0.898	0.688
	PU2	0.833
	PU3	0.844
	PU4	0.804
Trust	T1	0.918	0.898	0.816
	T2	0.888

Note: items, MC5, MV1, PEU5, DD1, DD2 and DD9 were removed due to low loading values.