Table 7. Coping strategies and other economic consequences.
| Coping strategies | General population | Urban slum dwellers | Tea garden families |
| Borrowing in IP, N (%) | 234 (44%) | 222 (42%) | 121 (28%) |
| Amount borrowed, mean (SD) | 19043 (24447) | 16817 (31704) | 7355 (11922) |
| Selling / mortgage in IP, N (%) | 66 (12%) | 79 (15%) | 44 (10%) |
| Amount received from sell/mortgage, mean (SD) | 22759 (29773) | 25257 (44292) | 9102 (23081) |
| Borrowing in CP, N (%) | 146 (29%) | 169 (34%) | 93 (23%) |
| Amount borrowed, mean (SD) | 16869 (26948) | 15534 (23007) | 5438 (8412) |
| Selling / mortgage in CP, N (%) | 62 (12%) | 77 (16%) | 54 (14%) |
| Amount received from sell/mortgage, mean (SD) | 26676 (30876) | 21049 (23726) | 6455 (6759) |
| Savings withdrawn during entire illness, N (%) | 101 (20%) | 89 (18%) | 97 (24%) |
| Amount withdrawn, mean (SD) | 21969 (36321) | 14111 (17537) | 8103 (13129) |
| Other economic consequences | |||
| Had to do the following activities during TB treatment period | General population | Urban slum dwellers | Tea garden families |
| Cut down consumption level for other household members, N (%) | 88 (18%) | 137 (28%) | 62 (16%) |
| Another household member started working, N (%) | 32 (6%) | 31 (6%) | 7 (2%) |
| Run up account in shop, N (%) | 72 (14%) | 81 (16%) | 73 (18%) |
| Withdrawn children from school / private tuition | 18 (4%) | 25 (5%) | 10 (3%) |
| Move to lower rent accommodation | 1 (0.2%) | 10 (2%) | NA |
| Used multiple strategies | 47 (9%) | 71 (14%) | 31 (8%) |
| Unable to do the following activities during TB treatment period | |||
| Could not pay electricity /mobile / gas / cable bills | 161 (32%) | 192 (39%) | 116 (29%) |
| Could not buy medicines for other members / diseases | 36 (7%) | 51 (10%) | 7 (2%) |
| Could not pay school / tuition fees | 64 (13%) | 69 (14%) | 19 (5%) |
| Could not pay house / shop rent | 41 (8%) | 113 (23%) | NA |
| Could not contribution to family / social events | 132 (27%) | 146 (29%) | 67 (17%) |
| Used multiple options | 134 (27%) | 189 (38%) | 55 (14%) |
Notes: IP–intensive phase; CP–continuous phase; Number of participants in IP coping strategies–general population (529); urban slum dwellers (526); tea garden families (427); CP coping strategies and other economic consequences—general population (498); urban slum dwellers (495); tea garden families (396) because of loss-to-follow-up in CP; Average amounts for borrowing / sale / mortgage and savings were calculated only for those who reported using those strategies; NA–not applicable as tea garden families get accommodation from tea estates.