Table 2.
Factors associated with willingness to join community based health insurance in Nekemte Town, Western Ethiopia (n = 422)
| Variables | Willingness to join CBHI | COR (95%CI) | AOR (95%CI) | P-value | |
|---|---|---|---|---|---|
| Yes n(%) = 320(75.83) |
No n(%) = 102(24.1) |
||||
| Wealth index (Quintile) | |||||
| Poorest | 72(22.50 ) | 18(17.65) | 1 | 1 | |
| Poor | 61(19.06) | 20(19.61) | 0.76(0.37,1.57) | 1.62(0.68, 3.84) | 0.035 |
| Middle | 54(16.88) | 25(24.51) | 0.54(0.27,1.09) | 1.07(0.43,2.66) | |
| Rich | 54(16.88) | 31(30.39) | 0.43(0.22,0.86) | 0.71(0.31,1.66) | |
| Richest | 79(24.69) | 8(7.84) | 2.47(1.01,6.02) | 3.11(1.08, 8.93) | |
| Trust scheme management | |||||
| No | 126(39.38) | 41(40.20) | 1 | 1 | 0.082 |
| Yes | 194(60.62) | 61(59.80) | 1.03(0.66,1.63) | 1.74(0.93,3.26) | |
| Being merchant | |||||
| No | 181(56.56) | 95(93.14) | 1 | 1 | |
| Yes | 139(43.44) | 7(6.86) | 10.00(4.69,23.17) | 3.40(1.33, 8.69) | 0.010 |
| History of chronic illness in the household | |||||
| No | 85(26.56) | 61(59.80) | 1 | 1 | |
| Yes | 235(73.44) | 41(40.20) | 4.11(2.58,6.56) | 2.52(1.43,4.45) | 0.001 |
| Seeking and get medical care | |||||
| No | 112(38.75) | 35(34.65) | 1 | 1 | |
| Yes | 177(61.25) | 66(65.35) | 0.84(0.52,1.35) | 1.070(0.61,1.89) | 0.805 |
| Experience of borrow for medical care | |||||
| No | 221(69.06) | 92(90.20) | 1 | 1 | |
| Yes | 99(0.94) | 10(9.80) | 4.12(2.06, 8.25) | 3.29(1.48,7.30) | 0.003 |
| Awareness about the scheme | |||||
| No | 137(42.81) | 87(85.29) | 1 | 1 | |
| Yes | 183(57.19) | 15(14.71) | 7.75(4.29,13.99) | 4.09(1.97,8.47) | 0.000 |
| Educational status of the respondents | |||||
| Cannot read and write | 19(5.94) | 6(5.88) | 1 | 1 | |
| Elementary School | 91(28.44) | 9(8.82) | 3.19(1.02,10.04) | 1.53(0.37,6.31) | 0.559 |
| High school and above | 210(65.63) | 87(85.29) | 0.76(0.29, 1.97) | 1.03(0.32,3.33) | |