Table 2.
Themes | Sub-themes |
---|---|
Implementation process |
a) Collection and validation of bank account details of beneficiaries b) Benefits' approval and credit of payments |
Enablers of implementation and utilization of NPY |
a) Political and administrative commitment to implementation b) Public transportation facilities c) Sub-national initiatives |
Barriers to implementation of NPY |
a) Opening bank accounts b) Physical access to banks and health facilities c) Technical issues related to computer access, internet connectivity and Ni-kshay portal d) Hesitation and unawareness of the beneficiaries e) Human resource constraints f) Approval process of benefits g) Other factors |
Barriers to utilization of the benefits |
a) Perceived inadequacy of the benefit amount b) Delay and uncertainty in the credit of payments c) Banking related issues d) Transportation facilities and road connectivity |