Table 3.

Constructs’ reliability and validity.

(a)	CR	AVE	Construct	1	2	3	4	5	6	7	8
0.933	0.957	0.882	1. INC	0.939
0.931	0.956	0.879	2. INI	0.834	0.938
0.948	0.960	0.829	3. IQ	0.781	0.808	0.911
0.946	0.958	0.793	4. LP	0.811	0.812	0.859	0.890
0.949	0.967	0.908	5. SAT	0.777	0.798	0.817	0.874	0.953
0.862	0.916	0.784	6. SEQ	0.709	0.770	0.799	0.756	0.710	0.885
0.905	0.940	0.840	7. SQ	0.773	0.816	0.879	0.837	0.840	0.799	0.917
0.928	0.955	0.875	8. TTF	0.771	0.774	0.815	0.868	0.846	0.737	0.809	0.936