Table 1. Financial diary data collected.

Variables	Description
Date	Date of transaction
Purpose	Item of transaction
Amount	Recorded to the nearest £
Category	Accessories; Benefits; Bills; Business; Celebration; Charity; Children; Clothing; Communications; Education; Entertainment; Financial; Gambling; Gift; Groceries; Health; Household; Housing; Income; IT; Miscellaneous; Service; Taxes; Transport.
Direction of transaction	Outflow Inflow
Method of payment	Cash; Debit card; Credit card; Electronic financial transfer; Cheque; PayPal
Person/organization	Person/organization with whom the transaction took place. It was only collected for financial transactions related to: credit, savings, insurance and pensions.
Additional comments	To note rationales and inconsistencies in the data. For example, the reason for getting a loan.