Table 6.
Financial Protection under PFHI and type of service provider in Kerala in 2014 and 2017-18
| 71st Round, 2014 | 75th Round, 2017-18 | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Private provider without any insurance | Private provider with PFHI | Public provider without any insurance | Public provider with PFHI | Private provider without any insurance | Private provider with PFHI | Public provider without any insurance | Public provider with PFHI | Trust Hospital without any insurance | Trust hospital with PFHI | Total Private provider without any insurance* | Total Private provider with PFHI | |
| Mean OOPE per hospitalization (in INR) | 26,253 | 13,199 | 3619 | 2178 | 29,353 | 21,597 | 4705 | 3601 | 28,354 | 7687 | 29,304 | 20,315 |
| Median OOPE per hospitalization (in INR) | 8950 | 6650 | 1450 | 720 | 14,850 | 10,250 | 1700 | 1700 | 10,870 | 3600 | 14,740 | 9200 |
| % of hospitalization episodes with OOPE < 500 Rs. | 2.33 | 6.4 | 23.7 | 40.0 | 0.1 | 2.1 | 24.3 | 23.6 | 1.8 | 15.8 | 0.2 | 3.4 |
| % of hospitalization episodes with OOPE < 1000 Rs. | 4.5 | 10.0 | 40.9 | 55.1 | 0.8 | 5.1 | 38.6 | 3.7 | 3.7 | 16.8 | 0.9 | 6.2 |
| % of hospitalization episodes with OOPE < 3000 Rs. | 17.1 | 25.8 | 74.0 | 82.3 | 6.9 | 15.7 | 62.4 | 68.0 | 16.3 | 28.4 | 7.4 | 16.9 |
| % of hospitalization episodes with OOPE < 5000 Rs. | 29.9 | 39.0 | 82.5 | 90.8 | 15.1 | 28.1 | 74.9 | 80.9 | 27.0 | 63.0 | 15.7 | 31.3 |
| Incidence of CHE-10 (%) | 49.3 | 49.7 | 14.6 | 15.8 | 27.8 | 24.5 | 17.8 | 13.5 | 50.2 | 21.6 | 59.3 | 50.0 |
| Incidence of CHE-25 (%) | 22.6 | 20.8 | 3.0 | 7.5 | 59.8 | 52.7 | 8.2 | 5.3 | 29.2 | 10.8 | 27.6 | 23.3 |
* Private total includes for profit private provider and trust/NGO
Source: Authors’ computation from unit records of NSSO (71st Round 2014 and 75th Round 2017-18)