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. 2024 Aug 9;19(8):e0308325. doi: 10.1371/journal.pone.0308325

Table 3. Impact of directors’ IT background on financing constraints.

Variant SA
M3 M4
FT 0.308
(1.486)		 0.266
(1.390)
ROE 0.016***
(3.315)		 0.015***
(3.467)
DAR 0.000
(-0.261)		 -0.000
(-0.075)
RC 0.397***
(4.121)		 0.370***
(4.162)
DTB 2.276***
(4.263)
Constant -1.457**
(—2.031)		 -1.838***
(-2.756)
adj R2 0.203 0.323

Note: *, **, *** indicate significant at the 10%, 5% and 1% levels, respectively.