Table 3.

Impact of price revision on utilisation of insurance claims across overall,^a public and private sector in the state of Punjab, India.

Package category	Significantly under-priced			Moderately under-priced			Appropriately priced			Overpriced			All categories
(Cost price differential)	(<50%)			(50–75%)			(75–110%)			(>110%)
Sector	Overalla	Public	Private	Overalla	Public	Private	Overalla	Public	Private	Overalla	Public	Private	Overalla	Public	Private
Sample size	316	314	260	159	155	139	99	89	93	39	33	38	613	591	530
Pre slopea	−0.55	−0.58	0.23	−0.27	−0.27	−0.01	−0.79	−0.54	−1.44	0.91	−0.34	1.08	−0.36	−0.57	0.12
Change in slopea	1.84	0.6	1.41	0.76	0.24	0.55	0.68	0.38	0.69	0.39	0.15	0.34	1.22	0.50	0.88
Post slopea	1.29	0.02	1.64	0.49	−0.03	0.54	−0.11	−0.16	−0.75	1.3	−0.19	1.42	0.86	−0.07	1.00
p-valuea	0.001	0.066	0.012	0.017	0.039	0.106	0.117	0.002	0.126	0.373	0.006	0.407	0.009	0.039	0.026

Pre-Slope-number claims changing (increasing or decreasing) each month before intervention.

Change in Slope-number of claims (increasing or decreasing) due to intervention.

Post-Slope-number claims changing (increasing or decreasing) each month after intervention.

^aOverall represents public and private sector analysis. Values in the table present outcome in terms of number of insurance claims per package per month, all bold figures represent statistically significant figures (p value < 0.05).