Table 5.

Impact of extent of price correction on utilisation of insurance claims across private sector in the state of Punjab, India.

Package category (CPD)a pre intervention scenarioa	Package category post intervention scenarioa	Sample size	Pre slopea	Change in slopea	Post slopea	p-valuea	Confidence interval (change in Slope)
Significantly under-priced (0–50%)	Significantly under-priced	170	−0.11	0.56	0.46	0.013	(0.129–0.999)
	Moderately under-priced	55	−2.13	5.70	3.57	0.006	(1.762–9.628)
	Appropriately priced	29	0.40	0.22	0.62	0.221	(−0.157 to 0.597)
	Overpriced	6	0.43	0.21	0.64	0.429	(−0.351 to 0.773)
Moderately under-priced (50–75%)	Significantly under-priced	12	−0.45	1.30	0.85	0.005	(0.440–2.162)
	Moderately under-priced	76	−0.42	0.95	0.53	0.031	(0.084–1.810)
	Appropriately priced	45	0.12	−0.11	0.01	0.530	(−0.482 to 0.262)
	Overpriced	6	−0.23	−0.01	−0.24	0.928	(−0.271 to 0.249)
Appropriately priced (75–110%)	Significantly under-priced	3	−3.90	1.31	−2.59	0.417	(−2.086 to 4.706)
	Moderately under-priced	24	0.19	−0.04	0.15	0.557	(−0.169 to 0.097)
	Appropriately priced	45	−0.32	0.48	0.16	0.404	(−0.723 to 1.689)
	Overpriced	21	0.15	0.04	0.19	0.842	(−0.392 to 0.472)
Overpriced (More than 110%)	Significantly under-priced	–	–	–	–	–
	Moderately under-priced	2	0.15	0.04	0.19	0.666	(−0.164 to 0.250)
	Appropriately priced	16	0.20	−0.16	0.03	0.293	(−0.487 to 0.163)
	Overpriced	20	2.16	0.71	2.88	0.349	(−0.875 to 2.303)

^aValues in the table present outcome in terms of number of insurance claims per package per month; CPD refers to Cost-price differential, Pre intervention scenario refers to HBP 1.0 and Post intervention scenario refers to HBP 2.0, all bold figures represent statistically significant figures (p < 0.05).