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. 2024 Sep 20;10(19):e38225. doi: 10.1016/j.heliyon.2024.e38225

Table 2.

Pearson's Pairwise correlation matrix and VIF value.

ZS NPL LID LIF HHI BCT GDP PPG CISI LRI WGI NII
Z-Score 1.00
1/NPL −0.25 1.00
LIMS 0.37 0.31 1.00
LIMG 0.04 −0.02 0.10 1.00
HHI 0.15 −0.19 0.29 0.06 1.00
BCON 0.05 −0.12 0.16 0.10 0.10 1.00
GDP 0.12 −0.27 0.32 0.07 −0.11 −0.09 1.00
PPG −0.03 −0.07 −0.21 −0.03 0.11 0.11 −0.66 1.00
CISH 0.17 −0.21 0.23 −0.10 0.05 −0.39 0.39 −0.33 1.00
LER −0.07 0.12 0.05 −0.09 −0.01 −0.23 0.01 −0.17 0.21 1.00
WGI −0.03 −0.31 0.18 0.05 −0.07 −0.07 0.62 −0.49 0.35 0.20 1.00
NII −0.12 0.13 −0.24 −0.09 −0.10 0.05 −0.15 0.15 −0.24 −0.09 −0.27 1.00
VIF 1.41 1.05 1.18 1.31 2.60 1.88 1.56 1.20 1.85 1.18

Note: This table reports the VIF value and correlation matrix of variables. The numbers in bold indicate statistically significant at 5 % or better. See Appendix A for variable definitions.