Financial Knowledge Questions
1. Suppose you had JPY 100 in a savings account and the interest rate is 2% per year and you never withdraw money or interest payments. After 5 years, how much would you have in this account in total? (Check only one option)		1. More than JPY 102		2. Exactly JPY 102	3. Less than JPY 102	4. Do not know
2. Imagine that the interest rate on your savings account was 1% per year and inflation was 2% per year. After 1 year, how much would you be able to buy with the money in this account? (Check only one option)		1. More than today		2. Exactly the same	3. Less than today	4. Do not know
3. Please indicate whether the following statement is true or false (Choose only one): “Buying a company stock usually provides a safer return than a stock mutual fund”. (Check only one option)		1. True		2. False	3. Do not know
Financial Behavior and Attitude Questions
To what extent do the following statements apply to you? Please choose from 5 levels of degree. (Only one of each)	Applies		Somewhat True	Neither One nor the Other	Not Very Applicable	Not At All
Financial Behavior
1.I carefully think before buying something.	1		2	3	4	5
2.I have never fallen behind in my payments.	1		2	3	4	5
3.I set long-term financial goals and strive to achieve them (financial behavior attitude).	1		2	3	4	5
4.I carefully spend/operate my money.	1		2	3	4	5
To what extent do the following statements apply to you? Please choose from 5 levels of degree. (Only one of each)	Applies		Somewhat True	Neither One nor the Other	Not Very Applicable	Not At All
Financial Attitude	1		2	3	4	5
1.I think it is more satisfying to spend money now than to save it for the future.	1		2	3	4	5
2.I tend to live for today and not think about tomorrow.	1		2	3	4	5