Table 1. Primary and secondary outcomes with data type and measurement tools.

	Data type	Section/survey tool	Collection period
Primary outcomes
Mean quarterly number of mobile money transactions per participant	Continuous	THRIFT app, bKash app	12-month follow-up period
Mean quarterly number of interactions per participant	Continuous	bKash app	12-month follow-up period
Secondary outcomes
Whether use of the application was facilitated by a bKash agent, family member or independently	Categorical	Baseline and endline surveys	Baseline and endline
Purchase of additional phones by study participant’s household	Categorical	Endline survey	Endline
Purchase of additional phones by study participant	Categorical	Endline survey	Endline
Intrahousehold resource sharing by the participant (as a percentage of total household consumption)	Continuous	Baseline and endline surveys24	Baseline and endline
Purchase of glasses	Categorical	Endline survey	Endline
Food security	Categorical	Food and Agriculture Organization’s food insecurity scale25	Baseline and endline
Role of study participant in household decision-making	Categorical	Baseline and endline surveys23	Baseline and endline
Subjective well-being of study participants	Continuous	Quality-of-Life Questionnaire (EuroQol 5-dimension 5-level)26 and Near Activity Visual Questionnaire27 28	Baseline and endline
Mobility of study participant	Continuous	International Physical Activity Questionnaire29	Baseline and endline
Social connectedness of study participant	Categorical	Baseline and endline surveys30	Baseline and endline
External remittances	Continuous	THRIFT app	Every quarter in the 12-month follow-up period
Self-reported incidence of theft or fraudulent use of money from the index participant’s account	Categorical	Baseline survey	12-month follow-up period

THRIFTTransforming Households with Refraction and Innovative Financial Technology