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. 2025 Feb 17;25:262. doi: 10.1186/s12913-025-12377-6

Table 3.

Financial burden of HCT on caregivers

Indicators N (%)
Effect of HCT on Caregivers’ Savings
 Exhausted nearly all of my savings 238 (92.6%)
 Used more than half of my savings 9 (3.5%)
 Utilized less than half of my savings 0 (%)
 Did not need to touch my savings 10 (3.9%)
Impact of HCT on caregivers’ employment
 HCT didn’t have any impact on my employment 34 (13.2%)
 I had to take some days off to pursue transplant affairs 127 (49.4%)
 I had to work part-time to deal with transplant affairs 50 (19.5%)
 I had to leave my job to deal with transplant affairs and I am currently unemployed 46 (17.9%)
Selling assets to afford HCT costs
 Yes, I had to sell at least one of my assets 172 (66.9%)
 No, I didn’t have to sell my assets 85 (33.1%)
Type of assets sold by caregivers
 House 40 (15.6%)
 Car 33 (12.8%)
 Store 3 (1.2%)
 Land 33 (12.8%)
 Jewelry 99 (38.5%)
 Other assets 9 (3.5%)
Assets Substituted to Cover HCT Costs
 Alternative home 31(12.1%)
 Alternative car 226 (87.9%)
 Alternative store 16 (6.2%)
Borrow money 227 (88.3%)
Get a bank loan 118 (45.9%)
Save on unnecessary living expenses 235 (91.4%)
Save on necessary living expenses 181 (70.4%)