Table 3.

Discriminant validity test.

Latent variables	KI	IF	SN	HA	IN	WSB
KI	0.760
IF	0.230	0.788
SN	0.295	0.579	0.781
HA	0.289	0.621	0.606	0.784
IN	0.193	0.414	0.427	0.476	0.771
WSB	0.419	0.586	0.646	0.619	0.498	0.729

The value on the diagonal (bold value) represents the square root of each latent variable's AVE value.