Table 5.

Chi-square tests of consumer demand (C) (%) vs. insurer supply (I) (%).

Year	Observed	Expected	Observed	Expected	Observed	Expected
Silver-C	Silver-I	Bronze-C	Bronze-I	Gold-C	Gold-I
2014	65	67	20	14	9	12
2015	69	66	21	15	6	12
2016	71	72	21	13	6	10
2017	74	73	21	13	3	8
2018	65	73	28	13	6	8
2019	61	72	30	14	7	9
2020	59	72	33	15	7	8
2021	55	75	35	15	8	7
2022	56	72	32	16	10	9
2023	54	68	32	18	12	12
2024	54	68	31	15	13	13
Chi-square statistic	20.09		143.41		10.06
p-value	0.028		<0.0001		0.435

Data on the metal plans offered by insurers (I) are calculated from the 2014–2024 HIX Compare Individual Market datasets. Data on the metal plans purchased by consumers (C) are compiled from the CMS annual open enrollment reports.