Table 4.

Estimated financial burden on government budget and off-set cost by households if pro LC policy was adopted

Type of Insurance	Estimated cases in 2005 (a)	Estimated cases in 2005 (b)	Incremental financial burden of moving from OC to LC by government (c)	Household's off-set cost from moving from OC to LC (d)	Net financial burden to society (e)
UC	8,000	6,400	76,800,000	32,000,000	44,800,000
CSMBS	2,000	1,600	19,200,000	8,000,000	11,200,000
Total	10,000	8,000	96,000,000	40,000,000	56,000,000

UC = Universal Health Insurance Scheme

CSMBS = Civil Servant Medical Benefit Scheme

Calculation:

(b) = (a) × 0.8

(c) = (b) × 12,000

(d) = (b) × (12,000-7,000)

(e) = (c) - (d)