Table 2.

Results of model discriminant validity.

Constructs	Fornell-larcker criterion					HTMT ratio
	1	2	3	4		1	2	3	4
1. CF	0.833
2. DC	0.566	0.882				0.623
3. DE	0.529	0.351	0.882			0.547	0.385
4. DS	0.103	0.049	−0.055	0.860		0.090	0.065	0.087

The bold elements are the square roots of AVE, CF, Cognitive flexibility; DC, Digital creativity; DE, Digital empathy; DS, Digital self-efficacy.