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. 2026 Mar 26;14:1742610. doi: 10.3389/fpubh.2026.1742610

Table 8.

Regression results—impact of financial access on environment and health.

Dependent variable Model 1: RENW Model 2: CO2E Model 3: PM2.5 Model 4: IMR Model 5: U5MR
CBBR 0.218*** −0.453** −0.317*** −0.611*** −0.587***
GDPPC 0.142** −0.386*** −0.294** −0.482*** −0.461***
GDPPC2 0.016* −0.057** −0.045* −0.060*** −0.057***
URB 0.096* 0.271** −0.338*** −0.355*** −0.329***
RENW −0.245** −0.221**
CO2E 0.314** 0.337**
PM2.5 0.478*** 0.495***
GOV 0.167** −0.431** −0.289* −0.578*** −0.526***
EFCS −0.182* 0.497*** 0.381** 0.593*** 0.567***
Country fixed effects Yes Yes Yes Yes Yes
Time fixed effects Yes Yes Yes Yes Yes
Constant 11.8 2,410.5 58.2 51.6 64.3
R 2 0.43 0.41 0.54 0.63 0.65

***, **, * denote statistical significance at the 1%, 5%, and 10% levels, respectively. Economic significance is evaluated using one-standard-deviation changes in financial access. GDP per capita and urban population share are included as control variables in all models. In Models 4 and 5, CO2 emissions and PM2.5 concentration are additionally included as environmental controls. All specifications include country and year fixed effects.