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. 2026 Apr 24;17:1758074. doi: 10.3389/fpsyg.2026.1758074

Table 2.

Descriptive statistics correlation coefficient matrix (N = 368).

1 2 3 4 5 6 7
1. Intrinsic value 0.71
2. Utility value 0.49 0.75
3. Attainment value 0.52 0.55 0.71
4. Gen AI cost −0.40 −0.43 −0.45 0.69
5. Gen AI self-efficacy 0.57 0.53 0.60 −0.45 0.65
6. Gen AI behavioral intention 0.47 0.51 0.51 0.34 0.52 0.75
7. Frequency of Gen AI usage 0.06 0.09 0.14 −0.39 0.19 0.05 –
M 4.60 4.61 4.66 3.50 4.57 4.83 5.67
SD 1.45 1.47 1.50 1.40 1.44 1.48 2.83

All correlations were significant (p < 0.05). Diagonal elements (in bold) represent the square root of the Average Variance Extracted (AVE). Off-diagonal elements represent the Pearson correlations between constructs. Gen AI Usage Frequency was measured by a single item, AVE statistics are not applicable.