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. 2025 Apr 10;24(2):499–540. doi: 10.1007/s11150-025-09771-8

Table A17.

Time preference differences and household decision-making on major household purchases

Wife decides Joint decision Husband decides
(1) (2) (3) (4) (5) (6)
Time difference −0.013 −0.015 −0.033* −0.031 0.046*** 0.046**
(0.009) (0.009) (0.020) (0.022) (0.018) (0.020)
Observations 438 415 438 415 438 415
Controls No Yes No Yes No Yes

The table displays marginal effects of a multinomial logit model. Likelihood that wife makes decision (Columns (1)-(2)), that decision is made jointly (Columns (3)-(4)) and that husband makes decision (Columns (5)-(6)) about major household purchases. The difference in time preferences is standardized. Controls: Husband and wife’s age, education, and employment status, whether husband and wife have been divorced previously, relationship length, and whether wife has experienced any IPV. Standard errors clustered at the hamlet level in parenthesis. *p < 0.10, **p < 0.05, ***p < 0.01