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. 2026 Jul 13;17:1842598. doi: 10.3389/fpsyg.2026.1842598

Table 2.

Factor loadings estimate.

Paths Loadings SE α CR AVE MSV ASV
JI
JI—JI 1 0.58 – 0.78 0.83 0.57 0.50 0.37
JI—JI 2 0.84 0.083
JI—JI 3 0.85 0.075
JI—JI 4 0.71 0.105
PD
PD—PD 1 0.67 – 0.92 0.93 0.70 0.42 0.34
PD—PD 2 0.87 0.080
PD—PD 3 0.86 0.079
PD—PD 4 0.76 0.060
PD—PD 5 0.90 0.075
PD—PD 6 0.93 0.096
FS
FS—FS1 0.81 – 0.91 0.92 0.61 0.28 0.21
FS—FS2 0.79 0.072
FS—FS3 0.78 0.065
FS—FS4 0.64 0.064
FS—FS5 0.77 0.075
FS—FS6 0.81 0.082
FS—FS7 0.85 0.077
INSOM
INSOM—INSOM1 0.52 – 0.79 0.80 0.51 0.50 0.34
INSOM—INSOM2 0.73 0.188
INSOM—INSOM3 0.68 0.175
INSOM—INSOM4 0.87 0.230

n = 292; JI, job insecurity; PD, psychological distress; FS, financial stress; INSOM, insomnia; α, Cronbach's alpha; CR, composite reliability; AVE, average variance extracted; MSV, maximum shared variance; ASV, average shared variance. Recommended thresholds are factor loadings >0.50, Cronbach's alpha and CR >0.70, AVE >0.50, and AVE greater than both MSV and ASV.