Table 2.

Reliability and convergent validity.

Construct	Cronbach’s α	CR	AVE
INT	0.868	0.868	0.568
PRE	0.852	0.854	0.597
FLO	0.891	0.891	0.622
CIB	0.869	0.869	0.570
PCI	0.840	0.842	0.573