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Fornell–Larcker criterion for discriminant validity.
| Construct | HRDRM | MTU | SWLB | TBC |
|---|---|---|---|---|
| HRDRM | 0.823 | |||
| MTU | 0.382 | 0.722 | ||
| SWLB | 0.374 | 0.379 | 0.747 | |
| TBC | 0.228 | 0.548 | 0.236 | 0.737 |
Diagonal values (bold) represent the square root of the Average Variance Extracted (AVE). Off-diagonal values represent inter-construct correlations.
