Table 1.

Model Inputs and Sources Used to Calculate Employer-Paid Nonmedical Costs of Employees with Diabetes and End-Stage Renal Disease (ESRD), by Type of Cost

Model Inputa	Data Source
Life insurance costs
% ESRD-related deaths
% with diabetes and ESRD	USRDS (11)
% ESRD-related deaths	USRDS (11) and Milliman Basic Mortality Tables (12)
Life-insurance benefit amounts
Typical benefit as % of salary*	Published references (13-15)
Employee salary	U.S. Department of Labor (16,17)
Disability insurance costs
% ESRD-related disability claims
% with diabetes and ESRD	USRDS (11)
% with ESRD-related disability*	Assumption based on medical director interviews
Disability benefit amounts
Typical benefit as % of salary*	Published references (18,19)
Length of disability claim (i.e., continuance)	Milliman, Inc proprietary disability database
Discount rate	Assumption based on expected returns on typical investments by disability insurers
Employee salary	U.S. Department of Labor (16,17)
Costs of replacing a worker
% workers lost due to ESRD
% with diabetes and ESRD	USRDS (11)
% with ESRD-related disability	Assumption based on medical director interviews
Employee turnover amount
Turnover costs as % of salary*	Published references (20,21)
Employee salary	U.S. Department of Labor (16,17)

USRDS indicates United States Renal Data System

^aAll model inputs except those marked with an asterisk (*) were age and sex specific.