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. 2006 Jun 15;3(3):A83.

Table 4.

One-way Sensitivity Analysis Results for Employer-Paid ESRD-related Nonmedical Costs for Employees With Diabetes

Sensitivity Test Monthly Cost per Employee With ESRD and Diabetes, $ Average Cost per ESRD–Diabetes-related Death or Worker With Disability, $
Life insurance costs
Base casea 742 55,055
Benefit = 1.5 x Annual salary 1,113 82,583
Benefit = 2.0 x Annual salary 1,484 110,110
Salary = .75 x Base-case salary 594 44,044
Salary = 1.25 x Base-case salary 928 68,819
Disability insurance costs
Base caseb 2,375 31,671
Proportion of ESRD–diabetes patients qualifying for disability benefits = 75% 1,979 31,671
Reduction in benefit amount for other benefits such as Social Security Disability Insurance = 25% 3,239 43,188
Reduction in benefit amount for other benefits such as Social Security Disability Income = 75% 1,080 14,396
Discount rate = 6.5% 2,291 30,544
Discount rate = 4.5% 2,468 32,902
Costs of replacing a lost worker
Base casec 2,322 27,869
Cost to replace lost worker = 25% of annual salary 1,161 13,935
Cost to replace lost worker = 100% of annual salary 4,645 55,738
a

ESRD indicates end-stage renal disease.

b

Assumes 90% of ESRD–diabetes cases are eligible for disability benefits; 45% reduction in disability benefit amount for other benefits, such as Social Security Disability Insurance; and discount rate of 5.5%.

c

Assumes cost to replace lost worker = 50% of annual salary.