Table 4.
One-way Sensitivity Analysis Results for Employer-Paid ESRD-related Nonmedical Costs for Employees With Diabetes
| Sensitivity Test | Monthly Cost per Employee With ESRD and Diabetes, $ | Average Cost per ESRD–Diabetes-related Death or Worker With Disability, $ |
| Life insurance costs | ||
| Base casea | 742 | 55,055 |
| Benefit = 1.5 x Annual salary | 1,113 | 82,583 |
| Benefit = 2.0 x Annual salary | 1,484 | 110,110 |
| Salary = .75 x Base-case salary | 594 | 44,044 |
| Salary = 1.25 x Base-case salary | 928 | 68,819 |
| Disability insurance costs | ||
| Base caseb | 2,375 | 31,671 |
| Proportion of ESRD–diabetes patients qualifying for disability benefits = 75% | 1,979 | 31,671 |
| Reduction in benefit amount for other benefits such as Social Security Disability Insurance = 25% | 3,239 | 43,188 |
| Reduction in benefit amount for other benefits such as Social Security Disability Income = 75% | 1,080 | 14,396 |
| Discount rate = 6.5% | 2,291 | 30,544 |
| Discount rate = 4.5% | 2,468 | 32,902 |
| Costs of replacing a lost worker | ||
| Base casec | 2,322 | 27,869 |
| Cost to replace lost worker = 25% of annual salary | 1,161 | 13,935 |
| Cost to replace lost worker = 100% of annual salary | 4,645 | 55,738 |
ESRD indicates end-stage renal disease.
Assumes 90% of ESRD–diabetes cases are eligible for disability benefits; 45% reduction in disability benefit amount for other benefits, such as Social Security Disability Insurance; and discount rate of 5.5%.
Assumes cost to replace lost worker = 50% of annual salary.